Self-Made Multi-Millionaire Trader: The Game Is Rigged. Play It Anyway and Win.

Why financial literacy? Why that topic? We have a poor relationship with money. You can't run in the victim Olympics around here. I think it's okay to say, "I don't wanna hang around with someone who talks so negatively about themselves and refuses to change."

I don't have time to go hang with Pookie and Ray Ray and have these low level, low vibration conversations. I'm the millionaire next door. You wouldn't know that I'm a multimillionaire. The game may be rigged, and even if it is, you have to learn how to play the game. We're not a get rich quick scheme community.

Thing that is, like, hot on your brain that I w- like, for right now, that I wouldn't have picked up just in, like, research and stuff like that. Any, um ... You know, there's a story or something, or you're just working on something, you're like- Man, I think- ... "Man, I'd love to just get into this." One thing- It's hot on my brain ... you can, if you can shed some light on this, Ryan.

I am, I'm in New York right now. I got invited by Patreon. They got a huge billboard of me in Times Square. I have the largest paid Patreon/finance community in, on, on the platform. And so they're the, they're just acknowledging- Yep ... that, that kinda unicorn type of feat, if you will.

So I'm down here, man. They doing a huge photo shoot. They got me plastered all over Times Square. And so I put... It's right outside my window.

I jumped from here to come see you, so I think that's a noteworthy type of thing, just seeing a regular, everyday guy build a empire- Yeah ... on YouTube and, um, now we done made it all the way to Times Square from Michigan, man. So I think, I think that would be more of one of the pressing things. Um, and other than that, man, I like what you do. So we can, we can dive into anything that's pertinent to you or what you naturally talk about and/or like I said, when you reading that little intro, you, you might glean some stuff off of that or, or dive deeper into some of the things, um- Yeah ... that's on there for you. Awesome.

Well, uh, I love it. There's a lot of places for us to go. So let's start with why financial literacy? Like, of all the things that you could put your career into, and, and you do a lot of different stuff, but, but financial literacy is, is, is one of the core tenets of what you teach, of the community you've built, of why people have the tremendous amount of respect for you that they do. Why more than a m- a million and a half people follow you, and, and, and you've become such a force of nature.

W- why financial literacy? Why that topic? Because still to this day, Ryan, believe it or not, man, it's taboo in our community. And when I say our community, I'm talking about the Black community specifically, bro. We not talking about these things at the rate in which we are, which continues to allow the, the, the gap and the divide to be had because we don't even, we don't e- we have a poor relationship with money.

We have financial trauma that we have become so accustomed to that to hear me and you talk about the things we're able to do from a digital standpoint sounds foreign to people, or they might think we're not... Man, that, that's just for Chris and Ryan. We don't have that kind. We can't do that. No, Ryan got a awesome podcast.

He's using technologies. He's using AI. He's using all of these things to br- bring real stories and real people to life. That's not just something unique to him. But when you block off at the front gate, man, that, that things we talk about in terms of personal finance, in terms of just simple things like saving and, uh, putting some money away for a rainy day and having an emergency fund, like, those things are still challenging topics, man.

And so I have signed up to carry the mantle on making sure it's not only commonplace but as digestible as possible, which is the one thing I think so many people has gravitated towards me for. Yeah, a- and I, I wanna get to the digestible part in a second, but I wanna, I wanna press into something you said there. And, and this is a very honest question, um, because I, I completely believe and understand what you're saying about the Black community struggling, but coming out of rural white America like I did, I think, you know, a lot of the same things that I see and, and hear and, um, uh, coming out of... And I, I had a, um, a, a guy, uh, his name's Herman, on the podcast. He's also big into the more in the credit de- helping more of a credit side of the equation.

Um, but really... And he, and he had a lot of the same comments. And, and, you know, I'm interested, like, it seemingly... I do think there's some cultural asp- effects to it, and I, and I don't, but I don't necessarily think, like, Black people struggle and white people don't or whatever. I think it's more like they have these odd cultural narratives- Oh, sure ... in the communities that get, that get created, and mostly on the lower end of the spectrum, right?

So, like, I came from country, rural white America. It's about as crispy white as it could possibly be in the middle of nowhere in the woods, right? But the same, uh, toxic- Yeah ... conversations, toxic belief structures around money that I see, maybe positioned differently. Like, why, what do you think it is that keeps, uh, and I don't mean class in terms of quality of human, but class in terms of financially, from access to education, or until there were individuals like yourself who were willing to democratize it, why do you think this access to financial literacy and education was kept from or just seemingly these communities didn't have access to it or weren't able to, uh, bring it in and make it part of their everyday lives the way an upper middle class or maybe an upper class elite, um, is essentially taught from birth about that money? Yeah, I think, um, I think for a lot of people now with so much access to information, it's more used as a crutch and a excuse at this thing because there's no reason not to Right the wrongs that maybe I didn't get taught this in school.

You have YouTube University where it's some of the brightest minds from Ray Dalio to videos of Warren Buffett and Charlie Munger talking about these things, to people like myself who are, like I told you earlier, digestible and relatable. I break it down even simpler than the guys on Wall Street that I'm next to right now. And so we remove all of those excuses. Now it's just a matter of are you willing to put in the work to learn the nuances of what it is to be financially literate, to not make capitalism the enemy, not to have these, these negative connotations towards money or towards people with actual wealth? And so it's about, like you said earlier, you said it so eloquently, changing that narrative and that negative, uh, rhetoric that they've carried for so long, that now it's more like, nope, Ryan bucked the system.

He come from nothing. Chris bucked the system. He come from nothing. Now what do you guys got to say? We're not, we're not the elites of the world.

We're, we're regular everyday people that have shown that it's possible. So it's just about continuing to do the work. I always tell guys, man, listen, those of us in the financial literacy space, we have so much more work to do because although, like in my case, I have a for real cult following. I can go sell out any city, state, venue. They will show up and show out, and we love talking about money.

But that's my million followers. There's still a whole bunch of people that don't, ain't never heard of me. There's some people that's gonna watch this podcast today and be like, "Ryan, who was that guy? I ain't never heard of him." And s- and that's okay, but that still shows me there's more people to reach, and that we gotta continue to fish and reel more people in.

So for me, Ryan, it's just a historical thing that now with all the access to information, we have to do better at being intentional on changing that narrative and that messaging. How do you crack someone open who has... I'm gonna take a step back. There, you, I know you've come across these people a million times in your case, far less than mine, but I have as well. They talk about themselves, their relation to money, their place in the world.

Th- it's not self-deprecating. It's legit negative self-talk. Like, they almost wear their inability to save a dollar or their inability to, or unwillingness to learn even the basics of stock market, et cetera. Like, they almost wear that as a badge of honor, which I find to be very odd. Like, of all the things you'd wanna put on your shoulder as a patch, like, "I suck at money," it doesn't seem like something you'd want to have there.

Like, so many conversations, you know, these throwaway comments where people just talk very negatively about themselves and about their relationship to money. How do you break that mentality down and, like, when you're working with someone or you're in front of a group and you're helping them kind of reframe that relationship to money, what are some of the first steps to break them out of that negative self-talk? One, we call it what it is. Call it out directly. And in our world, it's called running in a victim Olympics.

We don't do that. You can't run in a victim Olympics around here. If Cri- they, they call me Coach in the finance world. If Coach is on your bumper, if you call me for a coaching call, if we meet up at one of our meetups across the world, and I hear you talk, you, they already know when they come to me, we don't even, we don't even allow that rhetoric, but you're so right. We call it running the victim Olympics, and soon as I hear it, soon as that woe is me person come up, soon as I hear you, you looking to blame something that Ryan did to...

Soon as I hear that, we nip that in the bud. It's, it's, or I either make the determination, if you unable to nip it in the bud, you're uncoachable and I don't have time to invest in you. So we have a clean-cut line on those type of individuals that carry that mindset because, to your point, Ryan, they're either using it as a way to stay in bondage at this point and/or they are looking for somebody to hold them accountable and they're looking for that breakthrough. You only got two options in this game, and so I'm looking for the ones that's wanting the information, looking to be better, and do better moving forward. So that's kinda how we tackle that.

No, I love that. And, and I love that, and I think it's the right way to handle it, that y- you're unwilling to give your time to someone who is unwilling to accept what you're willing to give. And I, I think that's, I think that's wonderful because there is an aspect of this that I think people can be enabled, right? They have this negative self-talk. They have this woe is me victim, you know, they're running the victim Olympics, and they want- Yeah ... you to run right alongside them.

And I think that we do our family members, our friends, our community a disservice when we kinda placate that mentality, when we don't... You know, you don't have to be an asshole to them. You don't have to be a jerk, right? You don't have to dunk on them. But I think it's okay to say, "I don't wanna hang around with someone who talks so negatively about themselves and refuses to change," right?

I wanna have a positive relationship with money, with my career, with, you know, how I evolve and become the best version of myself. And, and this does feel like one of those things, particularly money as a topic, where the five people- Absolutely ... you hang out with have a major impact in how you think about money. Absolutely. Do you see that to be the case? Ryan, I had to cut family off for that very reason because you will see it even from them That they are now refusing to grow, refusing to evolve, s- remaining and staying stuck.

And so it's a hard decision that you gotta come to, but you have to love them from a distance. You cut them off, not that you don't love them, but you have to put some distance between that running in the l- Victim Olympics mindset to the, the growth mindset. And so until they are ready to bring themselves at least up to speed in terms of, uh, their understanding, you have to create distance because you will also notice, Ryan, me and you might have more synergy. We might be more in alignment than somebody that was friends for us for 20-plus years, or that we knew or grew up with. And you just n- like, man, he's on the same wavelength that I'm on.

He's already thinking and projecting on the wavelength that I'm on or th- and I'm trying to go to. I don't have time to go hang with Pookie and Ray Ray and have these low-level, low-vibration conversations. You feel me? And so absolutely, man. Sometimes, guys, as you listen to this, you gotta cut off people that may sometimes be family and/or friends that refuse to get on the ball with where you're going in life.

I completely agree. And, and I don't know if you've found this, but I certainly have. When, if you can have that-- I think some people go about, quote-unquote, "cutting people off" in the wrong way, right? It's like an aggressive, like, I need to, you know, "You're wrong. I'm right.

I need to get you out of my life." And I don't think that's the way to go about it, unless the person is truly, truly toxic. I think in most scenarios, um, you know, I'm, I'm, I'm a Christian, and I, you know, I think in this scenario, it's, it's our responsibility to say, "Hey, if you wanna come along this ride with me, I'd love to have you. But this is where I'm going, and I'm not gonna stick around here with you. If you wanna stay here, that's fine.

I love you. I wish you nothing but the best, but I gotta walk away because, uh, there's a better, there's a, there's a higher path for me, a higher vibration." I love that you use that term. And, and what you'll find is the simple act of setting a boundary sometimes will be the push that person needs to go, "Wait, Chris is willing to walk away from our relationship to become a better version of himself? Shit, I, I kinda wanna go with him.

Like, that, that sounds better than what we're doing here," right? Like, like setting that boundary can actually be a good thing for a relationship and can actually be what brings somebody along. Have you found that to be the case? You're 100% right, Ryan. The cutoff is not a aggressive act.

It is more or less you walking in your purpose, you walking in alignment with what you were called to do. And some people see that and feel like you outgrew them or that you've changed or, you know what I'm saying? That you don't come around anymore. And some people see it and say, "Hey, I see where you're going. I see that favor looking real good on you, Ryan.

I don't wanna get left. Let me at least, let me at least grab onto your coattail and come along with you." And so they fall by the wayside. You are so right. We're not a- we're not aggressively cutting them off.

It's a, it's a act over time. It's a, a series of actions and decisions that you have seen made consistently that kinda create the distance, if you will. Again, nothing malice, nothing malicious, nothing with ill intent. It's just, you will just see, like, man. Even your original question, what got you into this?

I'm a athlete at my core. And so as a, as a high-level athlete, Ryan, I was always intrigued with, man, how do pro athletes that make millions of dollars go broke once their career is over? That alone took me down this rabbit hole of financial literacy. And so when I see now in my current state of life where athletes and/or former athletes are struggling to find themselves, we call it life after sports. And if they don't land a analyst job at ESPN, or if they don't get that, uh, Barstool podcast gig or something from The Volume, the rest of them are having a hard time figuring things out.

And so understanding football isn't who you are, it's what you did. That was something you did for a season of your life. God has plans for your life, plans being plural, that he has called you to do a good thing and more things than just playing football or playing basketball. And so that's where my true passion for the financial literacy piece came. It was a focus on athletes.

I always say 1% make it, but God going, God told me to go and get the 99. Go and get the 99, because the 1% that make it, okay, they're, they're among the gifted and the elite, but there's gonna be 99 other athletes, percent of athletes that go professional with something else. And that's how I built my empire, off of attracting those, being able to relate to those, having a similar story and journey as those. And so I just made financial literacy and building wealth a cool thing. I'm not flashy.

I'm not a, a flamboyant guy. I'm not a over-hype guy, Ryan. I'm, I, if, I'm the least assuming guy. If we, if me and you were somewhere, I'm the millionaire next door. You wouldn't know that I'm a multimillionaire and have none of what I have, because outside of this, this the most I'm gonna do.

I'm a hat guy. I'm a hat guy. So if you ever wanna get me a gift, man, lids, lids will, will suffice. But I'm a hat guy, man. So outside of me having on a hat, I'm not doing nothing to attract attention to myself.

I drive a used car, for example. My houses are paid off. And I've always been a guy that made sound financial decisions. And so I think the everyday person can see the practical steps that I've made on my journey, and they say to themselves, "Man, I, I can be like Coach. I can do those things, too.

He, he get, he cuts his own hair. He packs his lunch before he retired from the corporate world. He, he, he drives used instead of driving new every two." He does these things that the everyday person can do, and look at how he built his wealth slowly and methodically. Now it has skyrocketed because now I have global attention on me.

I have national attention on me. I have all the corporate sponsors clamoring to, to, to do something with me. So now it's, it's them supercharged. But before, I was just your everyday, and I still am, your everyday regular guy that, that just put one foot in front of the other. No fanfare, no flashy lights, Ryan.

That's what it was. That's what enamored me to your content so much was, um- Mm-hmm ... how accessible it was. Like, just watching you, listening to you talk, like, you're not, you're not preaching down to people. You're not trying to put yourself on a pedestal. I mean, obviously you use the decisions you've made and, and the life and the path that you've taken as a guide.

But, you know, it feels like, you know, I'm, I was watching and I'm going through and lis- looking and I'm just like, man, this is, it's so tangible. Like, you, it feels you're making it very real for people. So how do you take what, I think what happens to a lot of people, and, uh, I tend to use, um, my mom as a guide for this. Smart woman, but has had the same job for 42 years, enjoys it, you know. Uh, I was taught, so the way I was taught growing up was get the corporate job, get the salary, be safe, get a 401...

Like, that was my parents' guidance. I mean, my dad worked for the railroad union, and my mom has been an administrative assistant for, like I said, 42 years. So same, same company, same job for 42 years. So I was taught this be very safe, et cetera, et cetera. And so coming out of that environment, I had almost no financial literacy outside of, you know, what, you know, being able to make $3 work a day to keep yourself alive in college.

I mean, like, you know, other than the, uh, nuances of staying alive as a poor person, I, I had no financial abilities. And so as I started to learn just as a naturally curious person, I would run ideas past my mom because I saw her as, like, kind of a hardworking everyday person, right? Like, what... And what she would say to me is, "I, I wanna know, like, I want to learn, but it feels so overwhelming. It feels so complicated."

How are you able to, and why do you think it's so important to take s- what can be very complex, seemingly complex topics in, in finance and all this kind of stuff, and boil them down into everyday language that, you know, someone who, who doesn't wanna spend their day thinking about all this stuff but can watch one of your videos for 25 minutes and come away with maybe a, a, a new discipline to help their, their own financial health? Got it. Great question. My mom was very similar to yours, uh, safe, work the job, have the security of a paycheck every two weeks. And so when I first ventured off, not only retiring from corporate America at a very young age, but also doing this, like creating our own creator empires and this, this world that they still don't quite understand, uh, she really didn't understand it.

You know what I'm saying? It just doesn't make any sense to her. And so she had that level of, of timidness, of scaredness, of anxiety around the unknown. And so I had to make sure, like, don't, don't put that on me 'cause I'm, I'm, I'm balls to the walls. I'm, I'm, I don't have no fear.

Failing is part of how you become successful. So for me, when it came to financial literacy and, and making it relatable, I mean, I listen to Wall Street, and I'm right next to the Nasdaq, for instance, and although I love those guys and they talk oftentimes above the everyday person head. So, for example, they may use something like, "The Fibonacci may retrace to the 50-day moving average." Off top, you just lost, you just lost 500 million Americans when you say that. But I know exactly what that means.

And so I can come right back the same way and say, "Hey, check this out, guys. Save some cash. Be, be ready. When it touches support, which is down here at this price level, right around $293, that's where you wanna deploy your cash. That's where you wanna buy at, and that's going to produce you the greatest return on your investment."

"Oh, Coach, thank you so much, man. That made so much sense." And by doing that and just doing the opposite of what they do next door to me in Wall Street, I was able to not only create more millionaires, but more six-figure earners, help people pay debt off, help people pay their student loan off because now what was sounding like foreign language to them, sounding like rocket science to them, was now broken down in such a manner, Ryan, that they now see and believe that they can do it too. And so then it became repetition. I post seven times a week, meaning we don't got no ti- we're already behind the eight ball.

We don't have no time to take no days off. So I talk and teach every day, okay? And so because I'm so focused on it daily, it's just repetition. Repetition. Practice makes perfect.

And so now I'm pounding the message home. Now they talk and sound like me. When they call me or they comment, you hear a high-level conversation of retail investors in there if you ever just hang out in the comment section, and you will see, like, man, they sound sharper than the people on Wall Street now. They sound like the analysts Wall Street is bringing on to CNBC and on Bloomberg and, and what, and Forbes and what have you. And so now we have raised up a collective of, of interested people that's gung-ho on investing in the stock market, but now they got the lingo.

Now they understand what Wall Street is saying when something is coming. Now they know we have this thing called the trick, trap, and frustrate crew. Now they know the traps that are being set on Wall Street, like the Iran war and the, the ceasefire for two weeks. We already know what's to come off of that temporary pause that gave the market a temporary pop. And so we are already ready for the eventual drop because we've seen this movie before.

And just teaching them that manner that I'm telling you, I have changed millions of lives doing that and being on top of the game that way. You just described something that I hear a lot in side conversations. Obviously, I don't teach this stuff. So this is more like side conversations with friends. The ones that maybe aren't as sophisticated or don't spend as much to be like, why do you even spend your time there?

The game's rigged. The game's rigged, right? You hear this, the game's rigged. The game's rigged. And one of the first things that I took away from your work was one, maybe that's true at the very highest level, but that doesn't mean that you and I and every other kind of feet on the ground everyday person can't learn to play the game at a level that allows us to compete.

Like, yeah, maybe they have some extra tricks and they can put derivatives on derivatives and package them up. But as we saw in 2008 and as we're seeing cracks in the market right now, a lot of times these guys, all these fancy games they play, it doesn't necessarily always yield and seemingly quite often rarely yields these massive returns. You might see one or two winners and that's what gets written about in the Wall Street Journal. But there's an army of these sophisticated Wall Street guys that are licking their wounds because they're trying to play this game. And I was listening to you and I'm going like, holy shit.

Like, I love how you are democratizing this information in a way that now an everyday person who maybe a plumber who's making a buck 10 a year and taking care of his family, he's got a couple of kids, he can spend 20 minutes with you in an evening and now he's got, feels like he's got the ammo. How do you, like, what do you say to that person? And maybe use me as an example. Let's say I run into one of my buddies and I get the game's rigged thing. Like, how do I crack that guy open or at least open his mind to the fact that there may be, that may be true in some extent, but that doesn't mean you can't play the game.

Absolutely. The game may be rigged. And even if it is, you have to learn how to play the game. And so fantasy football is rigged. The casino in Las Vegas is rigged.

All of it has a level of human manipulation to it. Our job is to play the long game. The way we eradicate that and navigate around that, Ryan, is to understand we're not a get rich quick scheme community, number one. I'll make that known off top. Don't come over here if you're looking to get rich quick.

I'm going to teach you how to build wealth and invest in the stock market, but in a principled, methodical fashion. That's number one. But number two, on top of the fact that it may be rigged, over time, the market wants to go up. Over time, it's a vehicle for wealth creation that wants to trend to the upside. So let some of the rigging serve as a buying opportunity for, like you said, all of those stocks go to hell.

They don't all pan out. But you can play the market, the broader market, the S&P 500, the NASDAQ 100. These indexes, over time, over the course of one to five years, they're going to trend to the upside. Whether it's 4%, Ryan, whether it's 8%, whether it's 10%, whether we get an outlier year and we get 20, 30%, you're going to be able to get that playing the broader market versus, to your point, trying to play an individual hot stock. I remember between me and you, man, I'm one of the bigger content creators on YouTube, and AMC entered the fray.

AMC and GameStop. Those two stocks used to annoy me from the standpoint of this. It had everybody chasing the diamond hands, the HODL, the to the moon stuff. I'm looking like, man, this is not going to end well. We need to stay consistent with investing in quality companies and or the overall market.

But you had so many people gravitating towards that when it didn't pan out. The screams and the cry of being rigged went through the roof. Whereas those of us that just sat back and bought Nvidia, bought Palantir, and bought the S&P 500, we all made 1,200% or more in just those two individual stocks in the index alone. And it's just understanding that. But sometimes the get rich quick, the gravitational pull of wanting what's fun and fast override what's long-term and long-lasting.

And so these are the things, Ryan, man, that we try to instill, but sometimes that's hard to come up against. And so therefore the rig narrative will happen, even like with the Iran thing. Lo and behold, somebody had the right call to know that our president was going to announce a cease. So they were already in it and the market skyrocketed. But by the time the market opened for us retail traders, everything was trending back to the downside the whole day.

And so we, this many years in the game, we know that come with the territory. And so you just take your lumps, man, just like you do with anything else in life. Do you think there is something going on unique in the economy and market, maybe our society as well right now, that has seemingly so many people chasing the short-term returns? It seems more than, at least in my lifetime, 45 years old, I have been interested in the stock market since I was in my teens. Mostly just I love I, I don't know how to put this the right way.

Accumulation progress is maybe better put? Like, anything where my compounded effort creates more, I'm just intrigued by. So the stock market, growing an audience, growing revenue in a bit, like these things just, it's where my focus goes. And post-COVID, it seems like now everyone, even, even people who you wouldn't necessarily think that they would have this mentality are chasing meme stocks, NFTs. Oh my God, how many people got slaughtered on NFTs, right?

Over that thing. The, you know- Yeah ... AMC, GameStop, uh, they're always looking... See, instead of the discipline of every month I'm gonna take 500 bucks and I'm gonna stick it in an index and I'm gonna forget that it exists, right? I'm just gonna let it grow over time, like you said.

It's, "Well, I'm gonna take that 500 bucks and I'm gonna put, I'm gonna put it all in GameStop today," or, "I'm gonna put it all in some crypto meme coin that X influencer posted, you know, somewhere." And that is such a trail of tears, in my opinion, when you're constantly chasing these short-term bursts. But it feels like right now that is the, like, major mentality, particularly in the youth, like the sub 30-year-old individuals. It's like f- they are not thinking diamond hands, which, uh, guys if you're, don't, aren't familiar, is a Bitcoin kind of crypto term for people who hold on when things are going really bad, which if you play, if you play crypto, which is probably the best way to put it, um, it's gonna happen. Um, and s- they're, they're just chasing, chasing, chasing, chasing, chasing and it does not feel healthy to me.

You know, what do you think is going on? And, like, how do we help those individuals start to see the light that maybe a very small portion, and I'm interested in your take on this, like I've always believed take a small portion, 5%, 10% depending on your risk tolerance, play all day long, you know, take your shots, you know, those are your, that's your moonshot money. But they're using their full stack and deploying it and you're watching people go to zero over and over and it's, it's like sad to see sometimes. Listen, check this out, man. And phenomenal question, bro.

The, the COVID time period gamified the stock market. When everybody was at home with nothing to do but a little bit of money in their pocket, all of what you're talking about, the structured investors, the fundamental, the ones focused on valuation and the real things that matter in a company, the, the price to earnings ratio, those things went out the window when it became gamified. And so the accessibility was a factor. All good things in the totality, but the Robinhoods, the Webulls, the, the various brokerages that, that made it readily and accessible to so many people, everyday people, now it became the gamified way of investing. But then listen to this, the emergence of those finance influencers, even guys such as myself, like for example, I can go viral every Sunday night at 9:00 if I post, uh, "Stock market is gonna go crazy this week.

Three stocks to buy for, uh, May." When, when we started learning what the algorithm liked, now mind you, these are legit things, Ryan, but Ray Dalio was listening, uh, Jamie Dimon was listening. The Reddit boards were becoming more louder than their newsletters. And so now you're looking, they're looking like, "Wow, they're not just dumb money anymore. There's some sophisticated guys in the bunch."

Yeah, it, it's some degenerates in there, but it's some, it's a few sophisticated ones that's calling this stuff pretty spot on. And so when WallStreet next door to me got ahold of like, mm, they did exactly what you said, Ryan. They started also jumping on, we call it momentum stocks. So Palantir would be one, AMD is another, CrowdStrike is one, SoFi is another. It, there's a plethora of them.

But what I noticed, like, man, I, between me and you humbly, I used to say, "Oh my God, everybody on Fast Money or Squawk Box s- talked about every stock I talked about last night as if they were watching my videos." Because sometimes they can't talk about certain stocks because they're not a billion dollar valuation or they have, they, they can't talk about a stock that's... So I'm a technician. This is how, this is my advantage over everybody in the game. I'm a technical analysis expert, so I can tell you, uh, not, you can't time the market, Ryan, but I can tell you when a breakout of a particular stock is coming.

But some of those stocks aren't to be talked about on Wall Street because they are, they would be penny stocks or they would be OTC stocks. And I don't do penny stocks, but I'm talking about something like Palantir. Palantir used to be $8 when I first put the world on to that particular stock. Wall Street couldn't talk about it yet. So, but I saw like, oh, there, Alex Karp, he's a phenomenal CEO.

He's a bold leader. So he was b- he's been my guy since PayPal. I put my whole million people onto this particular play when it was $8. It ended up going to 100, it ended up going to $210. Wall Street jumped onto that 160 because now it had...

Mind you, they way late to the party, my community been on it, but I, but their rhetoric and messaging was what I was saying for years when it was $8, $10, $12. But now it reached the valuation that they can cover it on their show, so I knew big money, smart money was gonna come into the stock. Sure enough, they pushed it from 160 to 220 and we made a killing. We, we had two runs in that from eight to 160 and then 160 to 220 because now big money or smart money hedge funds could now buy it and it just gave us the lift. Now this year, 2026 is a cool off year.

You digest those earnings. It's called too far too fast it ran, so now it's gonna come back for the second go At once it's time again in end of the year 2020 into 2027. So these little things, this is a technical aspect of what I'm teaching today, but these are the things that was helping us get the advantage on Wall Street, but they start seeing, oh, these guys are on point. So then you see Josh Brown, you see Tom Lee, you see all the guys that's coming on as analysts s- saying and speaking about the same stocks we're covering, but they were not the ones they were covering before the prevalence of the financial influencers hit the market. Hope that makes sense.

No, it does. And i- is that because, is the thought there that if a show like, you know, CNBC talks about a stock that's $8, they can actually move that stock too far just because it's- Yeah ... it doesn't have the market cap? It will move the- Is, is that the thought process? Like, they, that they can influence- Yeah ... the price too much? That, that's one of the reasons, it doesn't have the liquidity, um, that it can be moved easily.

You know what I'm saying? Once they start pushing their billions of dollars. W- Retail can't move the market, but they can with the amount of money they have under assets. Yeah. And so, yep, that's one.

And then two, they have a, they have a designation, I believe, that if, if a stock is not a, a, $100 million market cap, they can't cover it. You know what I'm saying? So, like, you might have some company that's doing good. You might know a company now, like, man, Chris, this is a great private company, but the company might be doing well, but they don't meet the threshold to be spoke of on CNBC until they hit that level. So that's why earnings comes around every three months, and that's why it's so like the Super Bowl for investors because we're trying to really see are they profitable yet?

Are they on track to becoming profitable? Because Wall Street really sitting back saying, "Yes, because soon as they do, we can finally talk about it." That's what the game is for them. For us, we just looking like become profitable 'cause we know we're gonna have more upside into this play, okay? Because we discovered them first anyway with, again, being boots on the ground versus them being high level, they covering the old guard stocks, Moderna, Pfizer, you know, seeing, uh, Pepsi and Coke and, um, you know, Union Pacific.

Th- That's the kinda stuff they talk about, where we're coming in telling them about Tesla. They hated Tesla. We telling them about Palantir. We, we, we made... AMD used to be a penny stock.

AMD used to be $4. We made AMD and, and Lisa Su, you know what I'm saying, that stock popular. But if you're not in the game, you don't know this. And so Wall Street is a beneficiary of having inside information on what's coming 'cause of the intel and the information we're providing to the system, even at a disadvantage and even in a rigged way. Do you think it's fair to say that today and moving forward, it is no longer acceptable to be a naive investor who just puts a matching percentage in their 401and maybe fills out a Roth with seven grand once a year or whatever, and you just throw it in a couple indexes and you don't think about it?

Or do you think today demands that we take a little more ownership of what we're doing and, like, part of our life just has to be once a month or once a week or whatever our cadence is, spending some time with, say, your content and a couple other peoples and digging in and thinking? I mean, I, uh, I was listening to a show and a guy that I, that I really, um, that I really respect, not, not a, not an investment guy, but a business guy, and he made a comment about a company, uh, who was doing psilocybin therapy in Canada, and at the time it was, like, 96 cents. And he wasn't saying invest in it. He was just talking about the fact that h- he believed, he believed in the therapy, that the therapy was helping particularly, uh, veterans, uh, with PTSD and, and those with PTSD in general, which, which I do believe as well. But, you know, he throws this out there.

So then I was intrigued, so I go in, I start digging in, research. I find out, you know, really good CEO who had been around the space for a very long time, like, seemingly good group, some, some interesting investors who don't put their money in places that usually don't end up panning out in some regard. And I watched this thing go from 97 cents to $9. And, you know, it kinda then came back down and has settled in five, and it's now starting to grow. But, like, you think about it, if I hadn't taken the...

And I'm-- This isn't about me, guys. It's more, like, just the initiative to listen to something and instead of just going like, "Oh, that's interesting," like actually spend, I might've spent a half hour that night instead of watching some stupid program on TV just researching this company. I put a couple thousand bucks into it, and it turned into, you know, five figures in, in the matter of probably 13 or 14 months. And you're going, "That's a nice little hit for a half hour, you know, one evening thinking about a company." So, like, you know, should retail investors be spending this time and taking this ownership, or can they get themselves in more trouble and they should really, if you're, if you're not gonna invest a certain amount of time, just, just kinda dumb, put it into, put it into, uh, indexes, forget that it exists- I still believe- ... and go about your life?

And although I love your story, Brian, and I love that analogy and that scenario, man, I still believe just putting your money in a index or ETF is the way to go, uh, because it's enough people not even doing that. What you just alluded to is a little more sophisticated, even though it's not. But it, believe it or not, it is. People not even doing that. And so, yes, I would just, at the bare minimum, put your money into a index and/or ETF and, at the very minimum, divers- diversify into crypto, Bitcoin and Ethereum in particular, because even for you to do what you did and get your feet wet in that manner, you spent 30 minutes listening, but then you took action And then you deploy the amount of money that you were comfortable l- setting it and forgetting it, and letting see what it do over the next 13, 14 months.

That's, uh, still a little too complicated for a lot of people, whereas they can just put their money in an index and just let it, let it do what it do. I would just, do me a favor and at least do that, is where I'm at with it. Yeah. I, I love that. I, and I completely agree.

I think it, you know, that was my, I will call it- Mm-hmm ... big bets, you know, moonshots money. That was, you know what I mean? That's the percentage of my portfolio or a percentage of my portfolio that I was like, you know, this one's worth, you know, if it goes to zero, would I rather it didn't? Sure. But is it gonna break the bank?

Not even close. And, you know, it also, I think sometimes, and, and guys, the, the beauty of, I think, and, and tell me if I'm wrong here, Chris, but like the... I'm not a huge, I don't... If Robinhood works for you, great, but I feel like culturally Robinhood can get people in trouble because of just the way it's talked about and used sometimes. But even if you take, you know, with some of these platforms, especially if you can buy fractional shares, even if you have, like, 100 bucks and you can put it into something just as an experiment to watch what happens and how do you react to it.

I mean, like, you know, I've taught myself over the years, if I do invest in individual company, don't, don't check that shit every day. Yeah. Like, it'll drive you crazy, right? Like, but, you know, have a timetable and whatever. But I think, like, how do you react to owning an individual stock?

Like, when you see a five-point drop in the stock, do you lose your mind? Do you get all tense and anxious and wanna sell, or can you ride out that wave of m- Like, it's almost like you have to practice this stuff, just like you would practice shooting a jump shot or tackling someone or hitting a golf ball or whatever your sport of choice is. Like, it does feel like you have to practice this. And the, I feel like today with some of the retail tools that are out there, it's not like the old days where if you didn't have 10 grand, you couldn't even open a brokerage account. You know, now with 100 bucks you could buy fractional shares of a company and just see what it's like to, to watch Tesla go up and down.

I mean, Tesla's a great one. I mean, I love Tesla, and my favorite, my... I mean, you were probably in it at this point, too, but, uh, what was it, like, four years ago, they did that three for one- Yeah ... when it went up to, like, 900 bucks. Like, I remember watching that thing go up, going, I, you know, you knew something was gonna happen. It was just moving too fast and getting too big.

You knew it was gonna have to do a split or, or something. But the whole time, guys, the whole time, Wall Street would've told you, "Don't get in it. It's completely overblown. It's gonna blow up." And all it did was, all it did was a three, uh, a three for one that then reclaimed its original price in, like, in, like, 12 months.

But so how much, how much do you have to believe in the company? Like, and, and I guess emotional, knowing, knowing the standard retail investor, how... Like, for me, when I see Tesla have a major drop, I don't even think twice about it 'cause I'm hook, line, and sinker on the long-term vision of where it's going, on the, on the leadership and Elon Musk, on the mission. I believe in the economics. Um, so I have zero anxiety when it goes from 440 to 360 in a week.

That, that, like, literally doesn't even phase me because I just keep dollar cost averaging in 'cause I believe in it. But let's say it's a company that, a biotech company that I have no connection to, no, you know, I just think it's a good bet. Like, do I have to believe in it? And how much does believing and understanding a company matter when you go into individual stocks? Or is it just find good bets, place them, and that's what it is?

It comes down to belief in the company, but more importantly the leadership of the company and the balance sheet. So for example, Tesla is one of my favorite stocks. I did catch that particular run you're talking about. I, I did it two or three times actually. So Tesla has been good to me, but I like Elon Musk, and so whatever he's doing, I will bet on Elon Musk.

What I challenge people to do is this: the world has moved past favorite teams in sports. We now love our favorite players. I would love for, and challenge people to look at the stock market the same way. Find your favorite CEOs. Go look at your favorite CEOs that has proven track records at other companies they have been at, or the current company if they've been with them for a substantial amount of time.

So for example, I told you about Elon Musk, but I like Alex Carter as well. I also like, uh, Lisa Su. Like, some stuff I'm just investing in because I'm investing in that person, and I know they're gonna get the job done. Does that make sense? And so just like LeBron, for this current NBA, is one of my favorite players.

I don't care about the Lakers, the Cleveland Cavaliers, or the Miami Heat. Wherever he at, I'm a fan of them for that time being 'cause I'm a fan of him. Steph Curry, I'm a fan of Steph Curry. I'm a fan of KD. I don't care if he's on the Rockets.

I don't care if he's in Phoenix. I don't care if he at Golden State. Invest in good people that run good companies and you'll be okay. And then with the leadership change, then you have a decision to make. Do you still want to be a part of that asset, that company, that investment?

And that's when you begin to make the decision. You also said something too, Ryan, that I wanna circle back to about learning yourself and how you handle loss and drawdown. It does take time. A person do have to figure out for themselves, one, the behavior of a stock. So like, for example, Tesla will have $100 drops from 460 to 350, stuff like that.

Can you stomach that? The first time it might blow your account up. The first time it might be hard for you to stomach Over time, when you see that's just the nature of the stock, you start being like Ryan. You start licking your chops like, "Man, I can't wait for the next time it drop $100. I got my cash ready and I'ma deploy it."

Okay? And now over time, this is where time in the seat matters, you start to learn the patterns and behaviors and the fluctuation of that particular asset that you're investing in so it doesn't, it doesn't, uh, trip you out as much. It doesn't scare you as much. You anticipate those moves 'cause you understand it comes with the territory. So then you wait for that next move up in Tesla, and then boom.

Now you got a outsized return on your investment. This is what you can do across the board with quality companies that you know, like, and love, ran by leaders that you know, like, and love. That would be my word for that. I, I'll be honest with you, I love that. I, I've...

It's funny, I have, I have Palantir and Tesla are two of my biggest individual positions, and it's because- Classic ... I love the leadership of both com- It's, I hadn't thought about it that way. I'm, I'm, this is hitting me real time as you're saying it. But, like, th- that's a big part of why I've, I like those two companies is because of the leadership. I like the way they approach business.

I like their aggressive- Me too ... take on things and- Yeah ... but I had never thought about it. I love that. Uh, that's really interesting. That's a really interesting... And, and it does.

Yeah. It goes with, you know, I, um, like I'm a big, uh, I've really come to love Jalen Brunson- Yeah, I love Brunson ... the way he plays the game. Love, loved him in- And, uh- Loved him in- And I never- I loved him in Dallas ... but- And now I love him, Brunson, in New York. Yep. Yes.

And I was, it's funny, like, not a Dallas fan. I, in general I n- I, I, since Jordan left the league, which has been a long time, I've never really followed- Mm-hmm ... a team in the NBA. I lo- I like co- I love college basketball, um, but I didn't really follow a team. And, like, as I've been watching Brunson, I was watching him in the Mavs and started to really like him. When he came to Knicks, being, I, I'm in Albany, New York.

Mm-hmm. I'm two and a half hours from where you're sitting. Um, you know, I've started to become more of a Knicks fan, but because I love the way Brunson runs that team, especially now that he's, he's putting on double digit dimes every game. Like, it's a whole different, he's a whole different player. I love it.

That, that's a different conversation for a different day, but I love this idea of investing in, in the leaders. I wanna pivot our conversation here as, as we close up. You're sitting in Times Square, you're looking out your window, your picture is plastered everywhere 'cause of the work you've done as an educator, as a creator, as a community builder. I would like to spend, like, the, just the last, uh, uh, you know, five or 10 minutes that we have together and talk about... I want, like, you have a m- you have over a million followers.

You know, it's 1.1 something million followers on YouTube, people that connect and watch your shows. And, and it comes through in your audience. When you look at the view counts and the comment counts, you can tell you have this very robust, very dynamic, very committed community. How do you build that? Like, there are so many people that have a thing they'd like to talk about or like to be known for or like to educate on, and they just get stuck and their voice never cracks the consciousness and, and just they find themselves...

And, and there's so many, I come across this a lot in people who are like, "I started a YouTube channel, but no one watched. I, I felt like I was doing okay for a while and then I gave up." How did you persevere through? And, and again, to, to, to broad stroke generating a million plus community in 10 minutes is impossible. But at its core, like, how did you go about building such an invested and dynamic community from an engagement perspective?

For me, Ryan, it started with trust and transparency. That was the hallmark and the foundation of how I built my empire. Those were the building blocks. The trust part was showing up every day. I told you I post seven days a week when I'm not traveling and doing stuff, awesome stuff like this with you.

But trusting, building that, showing up every day, showing them that whether the market is up or down, I'm not ducking no smoke. I'm here. I'm covering it, the wins and the losses. Then the other piece was transparency. I am a guy that openly talks about the good and the bad of things, of my life, of my money, the, the, uh, ebbs and flows, the highs and lows.

And so when people can see not only like, man, this guy is a honest, genuine person. He has a good spirit. He takes his time with us. Like you said at the beginning of this show, I don't talk down to people. I'm not condescending.

I'm gonna speak in a uplifting manner. I'm gonna love on you. I'm gonna encourage you. I'm gonna affirm you. When you get that seven days a week, and you might not be getting that at your job, you might not be getting that at home, you start to look at somebody like, wow, he retired when he was 35.

He's a multimillionaire on YouTube. He's a multimillionaire on Patreon. He's a multimillionaire in all his other streams of income. This guy comes from nothing but show a model that all of us can mimic and emulate on how it's done. I think when people see relatability, it shows them that, man, this is really tangible.

That's a brother that even if I don't reach his full height, which I believe everybody can surpass what I've done, but even if I just come halfway to what he's done, I'm still doing better than 99% of everyday people. And so I think those traits, dynamics, and characteristics are the things that we call the building blocks of how that came to be. I think that, um, with all that being said, Ryan, I think that you can't fake energy. We have a saying in the neighborhood, in the culture, real recognize real. When, when it really shows up, you gonna know, like, Chris is one of those ones.

It's a whole bunch of people that might get more attention than him, that might get the limelight over him, but there's something different about him that's different from the rest. And I, I always tell people, you, you feel it. It's something, if you would've met me, if we'd have did this interview in person, you'd have been like, you'd have called your wife or your friend like, "Dude, I met the coolest dude today. It was something about him That one, when his presence came into my studio and everybody say it, everybody feel it, and even I do these meetups all over the country, New York being one right now, because they see it too. Like, "Oh, Coach, we love you online, but we love you even more when we, we see you in real life."

Because Ryan, I pride myself on being accessible and relatable, and I think that go a long way with people in this day and age. I love that, and I couldn't agree more. And, and I think the beauty of it is, like, there's something different and unique about you, but not because, and, and tell me if you think I'm wrong here, but not because, like, you were given this blessing by God that you were, you know, meant to be this thing. But you found seemingly, this is my interpretation, is that you found your version of what authentic, transparent, acce- like, what that meant for you, like, specific to you. Not like you were given some gift that I don't have or someone else doesn't have.

It's that you were seemingly worked for and were willing to, were willing to accept the unique, authentic nature, right? Like you said at the beginning, like, you're not a flashy dude. There are other people who may be in your position that would wear crazy shirts, or they would have s- you know, they'd be flashing their bling on screen. Like, I did have this one guy on the show one time, dude, I just gotta tell you this. He was a good guy.

He was a good guy. Uh, and I mean no ill will, and I'm not gonna say his name 'cause the, the, it's a great interview. Like, the, the- Yeah ... the, the audio is great. But, like, he had this really baller Rolex on, probably my guess, he had some diamond designs. Yeah.

Probably 65, $75,000 watch on his wrist. And, um, dude, I'm not kidding you, like, every once in a while I'd see his hand, like, come up like this. He was, like, showing off the watch. And look, like, God bless you. If, like, that's your thing, that's your thing, right?

Like, he was into watches too, cool. But, like, I just thought it was funny, you know, this guy had to... That's his thing. He wanted to show off this watch he had. That was part of his style.

Like, I think it's cool that, that, and, and, and part of why people relate to you, like, you could be that guy too if that's who you were, but it's not who you are. You're this version of you. You like cool hats. You like hats you love, right? You got your style.

Like, and I think that's, like, the key for people has been, and I know this even myself, the times when I felt the most disconnected from my audience and my content are when I'm trying- Yeah ... to be something that I'm not. Uh, you know, and I've had y- people always wanna give you advice, right? They always wanna be like, "Hey, man, like, this part of your show, if you, like, tweet this, or you did that," or, you know, "You need to put..." People are always telling me, "You need to put segments in your show. You need to put segments in your show."

And I'm like, "Okay, like, I, I get that," and I get for some people segments are really cool, and, and I understand the thought process and psychology behind it. But I'm like, I don't wanna have to stop my guest's flow because all of a sudden we gotta do a segment. Like, I, I, you know what I mean? Like, I see my job as, you know, this isn't like a 30-minute show- Yeah ... on a, on a television network. Like, I see my job as taking this person who I have brought onto the show to share with my community and saying, "Hey, like, where does Chris wanna go today?"

Like, w- what, what Like, I'm watching your facial expressions, watching your mannerisms, and saying, "What things is he jacked up about today?" And then let's press into that. If I, if I see that you're, like, super dialed on something, and then all of a sudden be like, "Whoa, whoa, hold on, Chris. We gotta do our, you know, our, our segment on, you know, five things that, you know, whatever, five books you read," right? Like, you're gonna be like, "What the hell is wrong with this guy?"

Yeah. That, that's my, that's my take, right? Like, that's the way I run my show. So I think it's, it is so much not... Like, I, what I don't want people to hear is, and I, and I, I'll wrap up 'cause I know I'm supposed to be interviewing you.

Yeah. But it is my show, so I can do whatever the hell I want. Yeah. Um, you know what I, what I, what I, what I think people get lost in, like, "Well, geez, Chris is just, he was given this God-given ability to take these complex things and turn them into easy-to-understand stuff. I can't do that."

It's like, well, that's Chris' thing. That doesn't have to be your thing. Like, if you love the nerdy, deep, you know, seven-syllable words- Yeah ... become the nerdy, deep, seven-syllable word guy now. You know what I mean? Like- So much ... there's so much room for people out there.

And man, when I find someone who seemingly has found their voice so naturally as you, I just, it inspires me. Like, I get all- Sure ... jacked up. Um, you know, and I love it, man. I'm so happy that you did for you personally, and I'm also so happy- Thank you ... for your community that... I mean, think about that.

If you weren't able to find your voice- Right ... dedicate to sharing your message, and, and be so consistent, how many people are still making- Mm-hmm ... bad financial decisions? I mean, just think about the impact if you don't find your voice, if you try to be corporate- Yep ... suit guy, Wall Street guy with, like, a ticker behind you on your show, and people don't relate to it, there's a, there's tens, hundreds of thousands of people that are still making bad financial decisions. And I think that's the beauty of this, of this content game and, and why I just love it so much is because, man, when you see someone get dialed like you are, bro, you're just- Appreciate it ... helping people, and it's amazing. Appreciate it. I, I appreciate it, Ryan.

You said it well. You said it in a way I didn't even look at it, man. But, um, it, it does. When you, you know this. Both of us being men of God, when you're walking in your purpose, what they say, when you love what you do, you never work a day in your life.

And for me, that's what it f- none of this feels like work. It just feel like it's part of my calling, part of what I was doing anyway. I did all of this to do this for athletes. I worked at Notre Dame. I was going to, uh, work for the Detroit Lions as the director of player development.

I did, was getting the org groomed up. Life has a way, and God has a way of, of turning you towards what He wants you to do. And as opposed to doing it for the Lions, He just helped me create and curate my own empire, and I still got all the athletes. I got the truck drivers though now. I got the traveling nurses.

I got the engineers at AWS and NVIDIA and all kind of people inside my Patreon from all the big companies, the Mag Sevens in the world, they all in there. "Chris, I'm an engineer. I make all this money, but I don't know how to invest, but I watch you every day." And so I've been able to now reach all of these people that I thought was gonna be through sports, but now I've been able to do it through this vehicle, and it just feels right, Ryan. It feels authentic.

I don't have to be somebody I'm not. Like you said, man, I, I get overlooked when I'm in places, bro, because I'm not flashy. Like, I'll be so- I'll be somewhere and, and people don't even know who they're sitting next to, and I'm not gonna say nothing. If you don't know, you don't know. But, uh, on the same tip, because my audience is so big, when I'm...

If you part of the community, "Coach." I walk through the airport, I walk through Times Square, I walk through here, there, and so it's a, it's a, it's a dichotomy that's unique in and of itself. I can be somewhere where it's not my, my tribe and I'm overlooked, and it's okay. And it's okay because God has called me to reach who I'm called to reach, and I'm perfectly okay with that. And so Ryan, man, I thank you for, for how you pointed that out.

I didn't even look at it from that lens, but you're right. Without me s- stepping up and to answer the call on my life, there would've been a whole host of people that didn't get turned on to the stock market, that would still be making bad financial decisions, or at least not having a trusted voice they can turn to for guidance. So I thank you for that. I love it. I love it.

My friend, there are gonna be a lot of people in my audience that wanna go deeper into your world if they're not already. Man, I would say- How do they do that? ... one of the best ways is always go the free route, which is YouTube. I'ma show up for you guys every day. I'ma show up for myself and teach you the game. I'm not a, I'm not a hype guy.

I'm a teacher. I am a X's and O's guy. I'm an athlete, so we talk sports, so everything will be in a sports term. But if you wanna go to the next level, that's when you join the Patreon. That's where you a- get access to the whole system of services, of the whole school, of the whole learning community, and then we have one-on-one coaching beyond that.

And then we are prime and, and we're, we're adamant on touching and, and seeing you in real life, and so we always have, uh, congregating moments or ways we mobilize and galvanize together in your city, your te- town, your state because we believe in in-person communication, in-person fellowship. Even though it's about money, and even though it's about learning and teaching technical analysis, it's something about that dynamic of being in person. And so that is the last piece of it that we make the whole thing come together with. So that would how, it'd be YouTube and then Patreon, which is patreon@chrissaint. Everything is my name, first and last name.

Guys, and I'll have the links. Uh, whether you're watching on YouTube or listening wherever you do, just scroll down. I'll have the links in the show notes in, in the description. Chris, I know you got a big day t- today. I know you're in New York City.

Your face is up all over Times Square. You got meetups. You got people to see. I appreciate you carving out this time. I appreciate you, and just keep doing what you're doing, brother.

Appreciate you, Ryan. God bless you. Thanks for having me, buddy